El impacto del crédito bancario sobre el desarrollo humano en México: un análisis de datos panel a nivel estatal, 2004-2016

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Lizethe Berenice Méndez-Heras
Francisco Venegas-Martínez
https://orcid.org/0000-0003-1157-0298
Diego Emilio Linthon-Delgado

Abstract

Objetivo: Esta investigación examina la relación entre el crédito de la banca comercial y el desarrollo humano en México por Estado. Metodología:La metodología consiste en: 1) la construcción del Índice de Desarrollo Humano (IDH) en el nivel estatal de 2004 a 2016 (cada dos años); 2) la estimación de un modelo de variables instrumentales, utilizando MCO en dos etapas de datos panel; y 3) la estimación de un modelo dinámico de datos panel. Resultados: Ambos modelos sugieren que existe una relación estadísticamente significativa y positiva entre el crédito de la banca comercial y el IDH estatal en México.


The Impact of Bank Credit on Human Development in Mexico: A Data Analysis Panel at State Level, 2004-2016

 

Objective: This research examines the relationship between commercial bank credit and human development in Mexico at the State level. Methodology: The methodology consists of 1) the construction of the Human Development Index (HDI) at the State level from 2004 to 2016 (every two years); 2) the estimation of a model of instrumental variables using OLS in two stages of panel data, and 3) the estimation of a dynamic panel data model. Results: Both models suggest a statistically significant and positive relationship between the credit of commercial banks and the States’ HDI in Mexico. 

 


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How to Cite
Méndez-Heras, L. B., Venegas-Martínez, F., & Linthon-Delgado, D. E. (2021). El impacto del crédito bancario sobre el desarrollo humano en México: un análisis de datos panel a nivel estatal, 2004-2016. Ensayos Revista De Economía (Ensayos Journal of Economics), 40(1), 1–28. https://doi.org/10.29105/ensayos40.1-1 (Original work published May 10, 2021)
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